Terms & Conditions
Last updated: November 4, 2026
These Terms & Conditions apply to your use of familyforwardlife.com and to communications from Hernandez Insurance & Marketing, doing business as Family Forward Life ("we," "us," or "our"). By using this site or opting in to our messages, you agree to these terms.
SMS / text messaging terms
Program name: Family Forward Life / Hernandez Insurance & Marketing
What we send: When you opt in through the chat on our website, you agree to receive text messages from Family Forward Life / Hernandez Insurance & Marketing, including quote follow-ups, appointment reminders, replies to your questions, and occasional promotions about our life insurance services.
Message frequency: Message frequency varies.
Costs: Msg & data rates may apply.
Opt out: Reply STOP to opt out at any time. After you reply STOP, we will send one message confirming you have been unsubscribed, and you will receive no further messages. To rejoin, reply START or opt in again on our website.
Help: Reply HELP for help, or contact us by email at isaiah@familyforwardlife.com or Call Now.
Consent: Consent is not a condition of purchase.
Carrier liability: Carriers are not liable for delayed or undelivered messages.
Privacy: See our Privacy Policy. Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes.
Insurance information
Isaiah Hernandez is a licensed life insurance agent in Arizona. Information on this site is general and educational, and it is not a quote, a guarantee of coverage, or financial, legal or tax advice. Coverage, eligibility and premiums depend on the insurance carrier, your age, your health and underwriting approval. Products are not available in all states.
Use of this website
You agree to use this site only for lawful purposes and to provide accurate information when you contact us. We may change or discontinue any part of this site at any time.
Limitation of liability
This site is provided "as is." To the fullest extent allowed by law, we are not liable for any indirect or consequential damages arising from your use of this site.
Governing law
These terms are governed by the laws of the State of Arizona.
Contact us
Hernandez Insurance & Marketing (Family Forward Life)
411 S Verde St, Flagstaff, AZ 86001
Phone: Call Now
Email: isaiah@familyforwardlife.com